Before you take your motorcycle
on the road or put your boat on the water, it may pay to be certain your
insurance is ship-shape.
Motorcycles and boats are often
significant investments, and the right insurance policy can help protect them. Here
are a few tips, courtesy of Hawkins Insurance
·
Evaluate your
specific needs. Insuring a boat or a motorcycle is different than insuring your
car or home. A specialized motorcycle policy, for instance, can provide
coverage for custom paint jobs and aftermarket equipment that might not be covered
if the bike were just added to a generic auto policy.
·
Similarly, a
specialized boat policy could cover things like the cost to replace lost or
damaged fishing gear and costly services such as emergency on-water towing and
fuel-spill cleanup. You probably wouldn’t get this coverage by adding a boat to
a homeowner’s policy.
·
Consult with an independent agency – like Hawkins Insurance. Unlike “captive” agents who represent only one company,
independent insurance agents and brokers are licensed insurance professionals
who represent several companies. They can offer you a variety of coverages,
review and evaluate your policies, suggest new coverage options that meet your
changing needs and answer your questions.
“An independent insurance agent
or broker can make sure you have the specialized coverage you need to protect
your boat or bike,” said Jim Lloyd, of the Progressive Group of Insurance
Companies. “Some insurance companies provide only bare-bones protection for
your boat or motorcycle by simply adding it onto your existing auto or homeowner’s
policy, but independent agents and brokers can review and evaluate your needs
to help match you with the company that will provide you with the combination
of specialized coverage, service and price that’s best for you.”
To learn more about Progressive
Boat and Motorcycle insurance, contact Hawkins Insurance or visit www.ryaninsuresme.com or call us at
832.554.7388.
Hawkins
Insurance & Financial Services Group
Office: 2600 South Shore Blvd., Ste 300, League City,
TX 77573
Mailing: PO Box 1140, Friendswood, TX 77549
Office:
(832)554-7388 | Mobile: (832)541-7388 | Fax: (800) 794-9150
Email: ryan@ryaninsuresme.com
Company Website: www.ryaninsuresme.com
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