Typical auto and homeowners insurance policies don’t protect the full collector value of collector vehicles and collectibles. That’s why Hawkins Insurance & Financial Services is offering coverage for our clients through American Collectors Insurance who has designed insurance with collectors in mind:
Collector-vehicle insurance provides affordable Agreed Value coverage, which guarantees the full-insured value of your vehicle in the event of a total loss. Coverage is available for a broad range of collector vehicles, including muscle cars, street rods, exotics, antique trucks and motorcycles, and even unique vehicles such as farm tractors, military vehicles, and more! The coverage provides flexible usage and mileage options, along with a choice of deductibles and spare parts coverage. The Towing & Labor for Collectors (TLC) Plan reimburses for emergency services tailored to car hobbyists.
Collectibles insurance provides broad coverage for a wide variety of collections including automobilia, wine, coins, comic books, and more. The coverage will protect your collection against accidental breakage, fire, flood, theft, hurricane, earthquake, and even the packaging of your collectibles. Multiple collections in your household can be covered on the same policy, and you can choose from various deductible options, including zero. Optional Collector’s Choice coverage provides protection for items being shipped, stored outside of the residence, used for special occasions, and more.
Getting a quote is easy. You don’t need to have any fancy appraisals or inspections to secure coverage. Just provide some basic information and our agency will be happy to provide a quick, free quote on your prized possessions.
Contact us today for a quote or with a question: 832-554-7388
or check us out on the web: www.ryaninsuresme.com
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